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With a team of dedicated chartered surveyors specialising in the inspection of residential properties, we are recognised nationally as a dominant force in the valuation of residential properties.
Our position on the panel of all major lending institutions means that we are able to serve the needs of our customers by delivering mortgage valuation reports to all main lenders.
The Home Report gives prospective purchasers more information on the condition of a home. It is commissioned and paid for by the vendor before marketing and is made available to prospective purchasers. The purchasers’ lender can obtain a transcription report from the Single Survey surveyor, provided that they are on their panel and can comply with their lending policy. Shepherd Chartered Surveyors is on all lender panels.
Mortgage Valuation - Scheme 1
Rather than a survey, a mortgage valuation is a limited report used to guide lenders in the value of the property for loan purposes only.
Whenever a house buyer arranges a mortgage, their mortgage lender will commission a surveyor to provide a basic mortgage valuation on the property to ensure that it is worth the amount the house buyer is seeking to borrow. As this valuation is not a full survey, it will not to go into any detail about the state of the property.
HouseBuyers Report - Scheme 2
A Scheme 2 survey is a more detailed report than a mortgage valuation.
Under a Scheme 2 survey, a chartered surveyor will undertake a thorough inspection of the property so that any defects that might not be identified in a mortgage valuation report will be noted. Our Scheme 2 report and valuation is in a standard format designed specifically as an economical survey and as a cost effective way to minimise risk.
An Energy Report is required for all types of commercial and residential properties for sale in the UK. Our team of Chartered Surveyors is ready to help.
Building Surveying - Scheme 3
This is a very detailed report. The surveyor will closely examine the structure and condition of the building and in some cases may recommend specialist reports for drainage, electrical systems, central heating and timber infestations.
Whilst some restrictions may still exist to prevent inspection, within limitations, the survey will be complete. The inspection may take several hours and involve some limited disturbance of the building itself.